A home you can be proud of with Help to Buy - Wales

With the Help to Buy-Wales scheme, a David Wilson home could be yours with just a 5% deposit whether you're a first time buyer or an existing homeowner.

What is Help to Buy - Wales?

Help to Buy - Wales provides an equity loan from the Welsh Government that could enable you to buy a brand-new David Wilson home.

  • You only need a 5% deposit for your new home.
  • The Welsh Government lends you a ‘Help to Buy Equity Loan” for up to 20% of the value of the property.
  • This loan is interest free for 5 years and can be repaid at any time within 25 years or on the sale of your home.
  • You then need to secure up to a 75% mortgage.
  • Help to Buy - Wales is available on David Wilson homes up to the value of £300,000
  • Competitive mortgage rates are available, and we can introduce you to a New Home Mortgage Adviser who’ll search the market to find you a great deal

Help to Buy - Wales Calculator

Use our Help to Buy - Wales calculator to see what you could buy with a 5% deposit, then start browsing our spacious, energy-efficiency homes in Wales.

£ Your first income must be more than 0
£
% Enter an interest rate between 0 and 10
£ The maximum cost cannot be greater than £{{maxHousePrice | formattedPrice}}
Monthly Cost
£{{calculations.monthlyCost}}
{{depositPercentage}}% Deposit
£{{calculations.deposit}}
{{equityLoanPercentage}}% Help To Buy Contribution
£{{calculations.equityLoan}}
{{calculations.mortgagePercentage}}% Mortgage
£{{calculations.mortgage}}

Help to Buy-Wales

More information on Help to Buy - Wales is available from the Welsh Government.

Click here for the full terms and conditions.

Use the search bar at the bottom of the page to book an appointment with a development near you.

Help to Buy - Wales FAQs

  • The Help to Buy – Wales scheme is available for first-time buyers and existing homeowners looking to buy their brand-new home in Wales. It is available on homes up to the value of £300,000.
  • The Help to Buy – Wales scheme has been extended until the end of September 2026. 

  • There are some restrictions under the Help to Buy – Wales schemes, such as:

    • The home you buy through the scheme needs to be your only one
    • You should live in it and not rent it out
    • If you already own a home, you need to sell it before applying for Help to Buy - Wales
    • You can’t use Help to Buy – Wales in conjunction with the Part Exchange scheme
    • Any mortgage you have outside the Help to Buy – Wales needs to be a repayment mortgage
    • The home you buy must be EPC rated B or above
  • From April 2023, Help to Buy – Wales is available on brand-new homes up to the value of £300,000.
  • With the Help to Buy – Wales scheme, you can buy your new home with a 5% deposit.
  • You can borrow up to 20% of the property’s value.
  • The Help to Buy – Wales scheme is equity-free for the first five years. However, a monthly management fee of £1 applies until the loan is repaid.
  • You’ll need to repay the loan within 25 years or earlier if you sell your home.

You might also be interested in

Key Worker Deposit Contribution

To show our appreciation for key workers, we are offering a contribution of £1,000 towards your deposit for every £20,000 spent on the purchase price, and we'll include flooring - find out if you're eligible.

View Details

Deposit Unlock

Whether you’re a first time buyer or an existing homeowner, you could buy the home you’ve always wanted with a 5% deposit.

VIEW DETAILS

Deposit Boost

If you have a 10% deposit, we could boost it with a further 5% of the purchase price.

VIEW DETAILS

Parent Power

Parents can also help. Typically they (or a close family member) could help you with your deposit, or guarantee your mortgage, or act as a joint applicant.

VIEW DETAILS

Armed Forces Deposit Contribution

We're offering Britain's military servicemen and women a 5% deposit contribution to help them buy a brand-new home.  

View Details

Forces Help to Buy

Forces Help to Buy is a scheme provided by the Government that supports the Armed Forces onto the home ownership ladder.

VIEW DETAILS