A home you can be proud of with Help to Buy - Wales

With the Help to Buy-Wales scheme, a David Wilson home could be yours with just a 5% deposit whether you're a first time buyer or an existing homeowner.

What is Help to Buy - Wales?

Help to Buy - Wales provides an equity loan from the Welsh Government that could enable you to buy a brand-new David Wilson home.

  • You only need a 5% deposit for your new home.
  • The Welsh Government lends you a ‘Help to Buy Equity Loan” for up to 20% of the value of the property.
  • This loan is interest free for 5 years and can be repaid at any time within 25 years or on the sale of your home.
  • You then need to secure up to a 75% mortgage.
  • Help to Buy - Wales is available on David Wilson homes up to the value of £300,000
  • Competitive mortgage rates are available, and we can introduce you to a New Home Mortgage Adviser who’ll search the market to find you a great deal

Help to Buy - Wales Calculator

Use our Help to Buy - Wales calculator to see what you could buy with a 5% deposit, then start browsing our spacious, energy-efficiency homes in Wales.

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Help to Buy-Wales

More information on Help to Buy - Wales is available from the Welsh Government.

Click here for the full terms and conditions.

Use the search bar at the bottom of the page to book an appointment with a development near you.

Help to Buy - Wales FAQs

  • The Help to Buy – Wales scheme is available for first-time buyers and existing homeowners looking to buy their brand-new home in Wales. It is available on homes up to the value of £300,000.
  • The Help to Buy – Wales scheme has been extended until the 31st of March 2025. The 19th of December 2025 is the final date for any legal completion.

  • There are some restrictions under the Help to Buy – Wales schemes, such as:

    • The home you buy through the scheme needs to be your only one
    • You should live in it and not rent it out
    • If you already own a home, you need to sell it before applying for Help to Buy - Wales
    • You can’t use Help to Buy – Wales in conjunction with the Part Exchange scheme
    • Any mortgage you have outside the Help to Buy – Wales needs to be a repayment mortgage
    • The home you buy must be EPC rated B or above
  • From April 2023, Help to Buy – Wales is available on brand-new homes up to the value of £300,000.
  • With the Help to Buy – Wales scheme, you can buy your new home with a 5% deposit.
  • You can borrow up to 20% of the property’s value.
  • The Help to Buy – Wales scheme is equity-free for the first five years. However, a monthly management fee of £1 applies until the loan is repaid.
  • You’ll need to repay the loan within 25 years or earlier if you sell your home.

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Deposit Unlock

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Deposit Boost

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Parent Power

Parents can also help. Typically they (or a close family member) could help you with your deposit, or guarantee your mortgage, or act as a joint applicant.

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Armed Forces Deposit Contribution

We're offering Britain's military servicemen and women a 5% deposit contribution to help them buy a brand-new home.  

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Forces Help to Buy

Forces Help to Buy is a scheme provided by the Government that supports the Armed Forces onto the home ownership ladder.

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